Reference Articles from Independent Banker Magazine

2012 | 2011 | 2010 | 2009 | 2008 | 2007 | 2006 | 2005 | 2004 | 2003 | 2002 | 2001

2013

• April - Wind the Clock
• March - Worth the Effort
• February - Bang for the Buck
• January - Muni Monitoring

2012

• November - That Was Then
• October - New Rules, Fewer Choices
• September - Treasure Quest
• August - Tidy Up
• July - Now and Later
• June - Discount Magic
• May - Batten the Hatches
• April - Ladder Building 101
• March - Home Spun
• February - Home Grown
• January - Lock Down

2011

• December - Twist and Shout?
• November - Mysteries, Riddles, and Enigmas
• October - Climb or Lift?
• September - Insurance Premiums
• August - It Just Keeps Rolling
• July - Good Call
• June - Merging of Talent
• May - Covered Bonds Redux
• April - High-End Investing
• March - Tailored to Your Preferences
• February - Performance in Black and White
• January - Whither Fannie and Freddie?

2010

• November - Solid So Far
• October - Flying the Hump
• September - Quick Fix to Rate Risk
• August - Ginnie Mae Makeover
• July - He Who Hesitates
• June - Taking in Memphis
• May - Building Blocks - Build America Bonds
• April - Step Right up
• March - Protect Your Net Interest Margin
• February - Portfolio of Verses
• January - Federal Reserve Spending Spree

2009

• December - Time to Hit the Weights
• November - Muni Market May Bear Gifts
• October - 3,000 and Counting!
• September - The Case for Buying Loans
• August - Inflation - Where is Thy Sting?
• July - Fasten Your Safety Belts - MBS Prepayments Will Pick Up Speed
• June - Tough Love - Treasury, Fed activity roil fixed-income market
• May - Ever Changing Muni Yields
• April - Let's Play Ball
• March - Capitalizing on the Banking Industry
• February - Compelling Value in MBS
• January - Yield Curve Ride Can Produce Some Thrills

2008

• December - Full Faith and Credit, Plus Spread
• December - Capital Markets - Dealing with Nonperforming Assets
  To Preserve Capital Long Term
• November - Will Covered Bonds Come to the Rescue
• October - Ginnie Mae Pools Could Outperform MBS Alternatives
• September - A Football Fan's Guide to Portfolio Management
• August - Investing Wisely
• July - The Current Leveraging Landscape
• July - Capital Markets - Will the Capital Markets Drought Spur an M&A Rebound?
• June - Why Are Yield Spread So Wide?
• May - Watch for Pre-Refundings
• April - Portfolio Cash Flows Are Expected to Snowball
• March - A New Era of Portfolio Management
• February - MBS Prepayments: Slowdown in the Offing?
• January - Hybrid ARMs are Here to Stay
• January - Capital Markets - Publicly Traded Banks Hope
  for a Better Year in 2008

2007

• December 2007 - Steeper Curve Creates Year-End Opportunities
• November 2007 - Non-Maturity Deposits Gain Sensitivity
• November 2007 - Capital Markets - Don't Overlook Asset Allocation
• October 2007 - Muni Insurers Under the Spotlight
• September 2007 - Credit Spreads Still Narrow
• September 2007 - Capital Markets - How to Manage Assets
  to Protect and Build Value
• August 2007 - Performance Compass
• July 2007 - The Continuing Saga of Agency-Preferred Stock
• July 2007 - How Repurchase Plans Can Boost Performance
• June 2007 - Subprime Loan Rarely Appear in Bank Portfolios
• May 2007 - Both Premiums and Discounts Can Reduce Risk,
  Add Performance
• May 2007 - Capital Markets - The Private Equity Market Option
  for Community Banks
• April 2007 - Will Lower Rates Accompany Margin Compression?
• March 2007 - What Does Your Board Know?
• February 2007 - Looking at total return to find bonds that outperform
• January 2007 - Non-Standard MBS Can Improve Performance
• January 2007 - Capital Markets - Examining the Case for MOEs

2006

• December 2006 - Tax-Frees 'Must Knows'
• November 2006 - Optionality Options
• November 2006 - Capital Markets - Price-to-Earnings Multiples
• October 2006 - Serving Small Businesses
• September 2006 - Second Take
• September 2006 - Capital Markets - The Consolidation Conundrum
• August 2006 - Tea Leaf Reading
• July 2006 - Rate Swap Time?
• July 2006 - Capital Markets - Choosing Change
• June 2006 - Deposit Shuffle
• May 2006 - A Better Mousetrap
• May 2006 - Capital Markets - Choosing Liquidity Channels
• April 2006 - Ripe for Refinancing
• March 2006 - Day-to-Day Portfolio Management
• February 2006 - Watch Your Step
• January 2006 - Brave New World
• January 2006 - Capital Markets - Tweaking a Definition

2005

• December 2005 - Swap Season
• November 2005 - Time to Buy?
• October 2005 - Back to School
• September 2005 - Breaking it Down
• August 2005 - Creating the Path to Capital Markets
• July 2005 - Entering the Fray
• June 2005 - Quick and Timely
• May 2005 - Forecasting Earnings
• April 2005 - New Kid on the Block
• March 2005 - What does the Yield Curve Tell Us?
• March 2005 - Leavings of a Lame Duck
• March 2005 - Path to Success
• February 2005 - Cushion Bonds
• January 2005 - Sub C vs. Sub S

2004

• December 2004 - FASB Changes
• November 2004 - Climbing the Ladder
• October 2004 - Analyzing Arms
• August 2004 - Portfolio Restructuring
• July 2004 - Impact of Tax Status
• June 2004 - Key Bank Characteristics
• May 2004 - In High Times and Low
• April 2004 - When to Invest
• March 2004 - Pick Your Path
• February 2004 - Hybrid ARMs
• January 2004 - Portfolio Yield Projections

2003

• December 2003 - Portfolio Prognosticating
• November 2003 - Pre-Refunded Municipals
• October 2003 - The Big Picture
• September 2003 - Volatile Issues
• August 2003 - Investing With Confidence
• July 2003 - Measuring Rate Risk
• June 2003 - Trust Preferred Securities
• May 2003 - Rising Rates
• April 2003 - Price Convexity
• March 2003 - Investigating Products That Outperform
• February 2003 - Changing Investments
• January 2003 - Suitable Securities

2002

• December 2002 - Historical Perspectives
• November 2002 - Tackling Step-Ups
• October 2002 - Year-end Planning
• September 2002 - Chasing Yields
• July 2002 - Take Out Yield
• June 2002 - Spring Training 2002
• May 2002 - Liquidity Exam Procedures
• April 2002 - Polishing Portfolio Skills
• March 2002 - Choosing Suitable Securities
• February 2002 - The Rate Debate
• January 2002 - Riding the Yield Curve

2001

• December 2001- The Sweetest Spot
• November 2001 - Loans and Profits - Revisted
• October 2001 - Cleaning House
• September 2001 - Reading Tea Leaves - Part II
• August 2001 - Trading on Sucess
• July 2001 - Reading the Tea Leaves
• June 2001 - More Loans, More Profits?
• May 2001 Hold or Fold? - Originating/Selling SBA Loans
• March 2001 - Improving Performance Through Bond Swaps
• February 2001 - Risk Made Easy
• January 2001 - Hot, Hot Agencies